Eligibility Criteria

Mortgage Stress Victoria offers free legal advice, financial counselling, and social work assistance.

We can help with mortgage debt, in addition to other issues that may put your housing at risk.

This can include, but is not limited to, fines, insurance disputes, motor vehicle accidents, mental health, addition, gambling, and other debts.

Please contact us for advice if you live in a mortgaged home located in Victoria, have one property only, and have a household income of $75,000 or less.

If you have recently experienced, or are currently experiencing family violence, please note the income criteria does not apply.

If you do not meet our criteria, you may wish to contact the below services:

National Debt Helpline
Ph: 1800 007 007
Find a financial counsellor in your area: https://ndh.org.au/financial-counselling/find-a-financial-counsellor/

Law Institute of Victoria
Ph: 03 9607 9550
Find your lawyer referral service: https://www.liv.asn.au/Referral

Federation of Community Legal Centres Victoria
Find a community legal centre in your area: https://www.fclc.org.au/find_a_community_legal_centre

Victoria Legal Aid
Legal Help Ph: 1300 792 387